I am a father to two wonderful teenage boys and the husband of an incredible wife who inspires me every day. After a 30-year career in tech, from startups to IBM, I transitioned into health-tech, focusing on optimizing molecular diagnostic tests to make healthcare more accessible. This journey, and volunteering as a CASA, led me to pursue a career making a tangible difference in people's lives daily.

My personal experiences, like caring for my aging parents and navigating health insurance complexities, taught me the importance of compassion and advocacy. From managing my father's stroke complications to my mother's ovarian cancer treatment, I learned the necessity of persistence to secure quality care.

Now, at Howard Insurance Agency, I bring this dedication and empathy to help you navigate your health insurance needs, supporting you in making informed choices for your family and future.